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Have questions ?
Check out our Frequently Asked Questions (FAQ), which lists some of the more common questions we receive from our clients.
You can also email us at: Michaelkrajewskiffl@gmail.com
or fill in our contact form:
FAQ
01
I want to know if I have multiple annuities, can I take income from both?
Yes you can take income from both. If you are a recent buyer of an annuity and you already have one then you can take income from both annuities.
03
Can I add more than one person to my annuity?
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You can add multiple family members to an annuity as beneficiaries but one of the beneficiaries should be the primary beneficiary because only one will receive income.
02
If I am a survivor of an annuity and I want income from my annuity, when will I get my income?
You will get income from the annuity you just will have to pick what kind of income you want in terms of annual benefits or lump sum payment.
04
How can I make sure I don't run out of money during retirement?
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It is important to plan ahead and take proactive steps to secure your financial future. It is best to speak with someone with experience to ensure you have considered all of your options and future living expenses.
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Annuities are an attractive way to save because they can provide a guaranteed stream of income for a specific period or for life, which can be beneficial for retirees looking for a stable income stream. Earnings in an annuity grow tax-deferred until withdrawals are made, allowing your money to potentially grow faster compared to taxable accounts.
There are different types of annuities, including fixed, variable, and indexed, each with its own features and benefits.
Overall, annuities can be a valuable tool for retirement planning, and it is recommended to speak with a licensed agent about the pros and cons.
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05
If you are looking for life insurance for burials, funerals, or to build legacy.....
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There are great options we have for this, and we can find the right policy for you, even if you have medical problems.
07
What if I want to leave a legacy for my family?
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We can have one of our agents help you find the right insurance policy where you can customize it and have it set up for your family. Just reach out to us and we'll be able to help.
06
Will I need long-term care coverage?
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You can definitely take it into consideration when talking with an agent. Long term care will be great if you are looking for in home care when your older for food, medicine, rides to doctor appointments, and someone to communicate with and help you with daily living activities.
08
How can I contact the Krajewski Financial Group?
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You can reach by email, phone or you can go to the home page and contact us by leaving your information. If you have any specific questions email me and I'll be there for help.